A Relationship Driven Approach to Risk Management

With four generations and four locations, Watkins Insurance Agency is here to serve you.

Learn More


Insurance solutions tailored to fit your unique lifestyle.


Comprehensive coverage for today’s business.


Benefits programs that support employees.


Risk management for unique exposures.


Superior insurance solutions.

 Workers Comp

Programs that protect your business.

Your Insurance Advisor

in Virginia and North Carolina

Watkins Insurance Agency offers insurance coverage for residents and businesses of Lake Gaston, Kerr Lake, Buggs Island Lake, South Hill, VA, Chase City, VA, Lunenburg County, VA, Victoria, VA, Henderson, NC and Raleigh, NC.

Since 1924, Watkins Insurance Agency proudly provides comprehensive, quality insurance options to residents and businesses in Virginia and North Carolina. We specialize in business, home, car and agribusiness insurance, as well as workers compensation insurance and employee benefits. With four convenient locations, our dedicated staff of insurance advisors works hard to make sure you have the insurance coverages that you need.

We believe our client’s financial security and quality of life deserves the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we will offer you the best combination of competitive rates, coverage and personal service.

Our Locations

There’s more to insurance than the price of the policy

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Work Hard Play Hard 1
Work Hard Play Hard 2
Work Hard Play Hard 3
Work Hard Play Hard 4

Recent Posts

Business InsurancePersonal Insurance
May 18, 2020

Lessons from Losses – Golf Cart Safety

A groundskeeper was transporting a 20-foot pipe on a golf cart. The pipe was tied to the vehicle and supported under his arm while he was driving. The pipe tipped…
Business Insurance
May 4, 2020

Adapting Business Operations Due to COVID-19

Keep your independent agent informed when adapting operations for humanitarian or business purposes due to the impacts of COVID-19. Count on them to help evaluate the immediate, short-term and long-term…
Personal Insurance
April 27, 2020

Personal umbrella policy protects you from large liability loss

Let’s celebrate one of the world’s most useful inventions, umbrellas! They come in many different types from a brolly to bumbershoot and a parapluie. But why stop there? While umbrellas…
Personal Insurance
April 20, 2020

Reducing fires and burns in the kitchen

    With the dine-in restaurant world shut down, we are cooking more at home – and we have the grocery bills to prove it. But with more cooking and…


Agency Partners
Insurance Premium Placed
Rank in US Agency Partnerships
Year Founded

You know that we think you all are the greatest insurance people in the world!! Thank you so much for what you do for us.

Mary K.