A Relationship Driven Approach to Risk Management

With four generations and three locations, Watkins Insurance Agency is here to serve you.

Learn More


Insurance solutions tailored to fit your unique lifestyle.


Comprehensive coverage for today’s business.


Benefits programs that support employees.


Risk management for unique exposures.


Superior insurance solutions.

 Workers Comp

Programs that protect your business.

Your Insurance Advisor

in Virginia and North Carolina

Watkins Insurance Agency offers insurance coverage for residents and businesses of Lake Gaston, Kerr Lake, Buggs Island Lake, South Hill, VA, Chase City, VA, Lunenburg County, VA and Raleigh, NC.

At Watkins Insurance Agency, we specialize in business, home, car and agribusiness insurance, as well as workers compensation insurance and employee benefits. We are proud to provide comprehensive, quality insurance options to residents and businesses in Virginia and North Carolina. With three convenient locations, our insurance advisors work hard to make sure you have the insurance coverages that you need.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we’ll offer you the best combination of competitive rates, coverage and personal service.

Our Locations


There’s more to insurance than the price of the policy

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Work Hard Play Hard 1
Work Hard Play Hard 2
Work Hard Play Hard 3
Work Hard Play Hard 4

Recent Posts

Personal Insurance
August 7, 2018

Homeowner liability is more than childs play

Before sending your children out to play, be mindful of the liability they can present. In many cases, your homeowner insurance covers damage to your neighbor’s property if your son…
Business Insurance
May 29, 2018

Construction Hazards

By Troy Dohmeyer Construction Technical Specialist for the Loss Control department at Cincinnati Insurance One of the most urgent issues facing construction contractors is the ability to attract and retain…
Personal Insurance
May 15, 2018

Donegal’s Distracted Driving Blog

Zendrive’s 3-month analysis of 3-million anonymous drivers, who made 570-million trips and covered 5.6-billion miles found: •Drivers use their phones during 88 out of 100 trips Here’s another scary thing:…
Personal Insurance
April 17, 2018

If a tree falls, who’s responsible?

Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through. But if a neighbor’s tree falls on your property and causes damage,…


Agency Partners
Insurance Premium Placed
Rank in US Agency Partnerships
Year Founded

“You know that we think you all are the greatest insurance people in the world!! Thank you so much for what you do for us. ”

Mary K.