A Relationship Driven Approach to Risk Management

With four generations and four locations, Watkins Insurance Agency is here to serve you.

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Insurance solutions tailored to fit your unique lifestyle.


Comprehensive coverage for today’s business.


Benefits programs that support employees.


Risk management for unique exposures.


Superior insurance solutions.

 Workers Comp

Programs that protect your business.

Your Insurance Advisor

in Virginia and North Carolina

Watkins Insurance Agency offers insurance coverage for residents and businesses of Lake Gaston, Kerr Lake, Buggs Island Lake, South Hill, VA, Chase City, VA, Lunenburg County, VA, Victoria, VA, Henderson, NC and Raleigh, NC.

Since 1924, Watkins Insurance Agency proudly provides comprehensive, quality insurance options to residents and businesses in Virginia and North Carolina. We specialize in business, home, car and agribusiness insurance, as well as workers compensation insurance and employee benefits. With four convenient locations, our dedicated staff of insurance advisors works hard to make sure you have the insurance coverages that you need.

We believe our client’s financial security and quality of life deserves the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we will offer you the best combination of competitive rates, coverage and personal service.

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There’s more to insurance than the price of the policy

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
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RV camping is a way of life. Time slows down and scenic destinations become home. As you fill your weekends with plans to hit the road this summer, don’t forget…


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You know that we think you all are the greatest insurance people in the world!! Thank you so much for what you do for us.

Mary K.