A Relationship Driven Approach to Risk Management

With four generations and three locations, Watkins Insurance Agency is here to serve you.

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Insurance solutions tailored to fit your unique lifestyle.


Comprehensive coverage for today’s business.


Benefits programs that support employees.


Risk management for unique exposures.


Superior insurance solutions.

 Workers Comp

Programs that protect your business.

Your Insurance Advisor

in Virginia and North Carolina

Watkins Insurance Agency offers insurance coverage for residents and businesses of Lake Gaston, Kerr Lake, Buggs Island Lake, South Hill, VA, Chase City, VA, Lunenburg County, VA and Raleigh, NC.

At Watkins Insurance Agency, we specialize in business, home, car and agribusiness insurance, as well as workers compensation insurance and employee benefits. We are proud to provide comprehensive, quality insurance options to residents and businesses in Virginia and North Carolina. With three convenient locations, our insurance advisors work hard to make sure you have the insurance coverages that you need.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we’ll offer you the best combination of competitive rates, coverage and personal service.

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There’s more to insurance than the price of the policy

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
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Recent Posts

Personal Insurance
October 1, 2019

Driver safety during deer season

Driving during deer mating season can be a dangerous time for drivers, deer and car hoods. According to the Insurance Information Institute, 1.6 million deer-vehicle collisions occur each year, resulting…
Personal Insurance
September 24, 2019

Common Restaurant Hazards

Common Restaurant Hazards. Restaurant managers and owners know first had the hazards involved in operations. From equipment use to slip and falls, staying up to date and educating the staff…
Personal Insurance
August 27, 2019

Are “motor vehicles” NOT required to be registerd with the DMV covered?

Most homeowner's policies only cover “motor vehicles” not required to be registered for use on public roads if they are being used exclusively to maintain the premises or to assist…
Personal Insurance
July 9, 2019

Simplified Whole Life

Simplified Whole Life ages 50 to 80 (children too). Whole Life Issue age 50 to 80 Amount 10,000 to 80,000 NO MEDICAL NO HEIGHT OR WEIGHT REQUIREMENTS. Children Whole Life…


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You know that we think you all are the greatest insurance people in the world!! Thank you so much for what you do for us.

Mary K.