2020 Keystone Partner of the Year Award

A Relationship Driven Approach to Risk Management

With four generations and five locations, Watkins Insurance Agency is here to serve you.

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Insurance solutions tailored to fit your unique lifestyle.


Comprehensive coverage for today’s business.


Benefits programs that support employees.


Risk management for unique exposures.


Superior insurance solutions.

 Workers Comp

Programs that protect your business.

Your Insurance Advisor

in Virginia and North Carolina

Watkins Insurance Agency offers insurance coverage for residents and businesses of Lake Gaston, Kerr Lake, Buggs Island Lake, South Hill, VA, Chase City, VA, Lunenburg County, VA, Victoria, VA, Henderson, NC, Raleigh, NC, and Roanoke Rapids, NC.

Since 1924, Watkins Insurance Agency proudly provides comprehensive, quality insurance options to residents and businesses in Virginia and North Carolina. We specialize in business, home, car and agribusiness insurance, as well as workers compensation insurance and employee benefits. With five convenient locations, our dedicated staff of insurance advisors works hard to make sure you have the insurance coverages that you need.

We believe our client’s financial security and quality of life deserves the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we will offer you the best combination of competitive rates, coverage and personal service.

Our Locations

There’s more to insurance than the price of the policy

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
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Recent Posts
Business InsurancePersonal Insurance
November 16, 2020

Avoid Water Damage Losses

Water damage losses can happen in any season and every home has potential sources of water damage: Failure of water supply lines to appliances, sinks, wet bars or toilets Burst…
Business Insurance
October 19, 2020

Sprinkler systems – Effective when maintained

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can…
Business InsurancePersonal Insurance
October 12, 2020

Your safety rides on your tires

  You and your passengers depend on your tires for a secure ride. Stay safe and save money by regularly maintaining your tires. The National Highway Traffic Safety Administration provides…
Personal Insurance
October 5, 2020

Does insurance cover my rental car?

Your personal auto insurance, including all limits and deductibles, extends to almost any rental car you drive. That means, if you carry comprehensive and collision coverage on your daily ride,…
Watkins Insurance Behind the Scenes

Catch a glimpse of the Watkins Insurance team around the office and out in the community.



2020 total premiums written


Partner agencies


We are in 19 states


Largest agency network

You know that we think you all are the greatest insurance people in the world!! Thank you so much for what you do for us.

Mary K.