A Relationship Driven Approach to Risk Management

With four generations and three locations, Watkins Insurance Agency is here to serve you.

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Insurance solutions tailored to fit your unique lifestyle.


Comprehensive coverage for today’s business.


Benefits programs that support employees.


Risk management for unique exposures.


Superior insurance solutions.

 Workers Comp

Programs that protect your business.

Your Insurance Advisor

in Virginia and North Carolina

Watkins Insurance Agency offers insurance coverage for residents and businesses of Lake Gaston, Kerr Lake, Buggs Island Lake, South Hill, VA, Chase City, VA, Lunenburg County, VA and Raleigh, NC.

At Watkins Insurance Agency, we specialize in business, home, car and agribusiness insurance, as well as workers compensation insurance and employee benefits. We are proud to provide comprehensive, quality insurance options to residents and businesses in Virginia and North Carolina. With three convenient locations, our insurance advisors work hard to make sure you have the insurance coverages that you need.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we’ll offer you the best combination of competitive rates, coverage and personal service.

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There’s more to insurance than the price of the policy

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
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Recent Posts

Personal Insurance
July 9, 2019

Simplified Whole Life

Simplified Whole Life ages 50 to 80 (children too). Whole Life Issue age 50 to 80 Amount 10,000 to 80,000 NO MEDICAL NO HEIGHT OR WEIGHT REQUIREMENTS. Children Whole Life…
Personal Insurance
May 21, 2019

Pollution Insurance

Pollution Liability Insurance. Almost every artisan and specialty contractors have some unique risks they face due to the very hands-on nature of their work. Unintentional pollution at the job site…
Personal Insurance
May 14, 2019

Cyber Insurance for your large, midsized or even small business (including non profits)

It takes only one cyber event or data security breach to impair your company's financial results, or even potentially put you out of business. One resourceful hacker, virus, or system…
Personal Insurance
February 26, 2019

Did you know employers must submit their injury data to OSHA by March 2nd?

Employers have new rules for recording and reporting workplace injuries and illnesses. The Occupational Safety and Health Administration released its final rule for OSHA 300 recordkeeping on January 24, 2019.…


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You know that we think you all are the greatest insurance people in the world!! Thank you so much for what you do for us.

Mary K.