A Relationship Driven Approach to Risk Management

With four generations and three locations, Watkins Insurance Agency is here to serve you.

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Insurance solutions tailored to fit your unique lifestyle.


Comprehensive coverage for today’s business.


Benefits programs that support employees.


Risk management for unique exposures.


Superior insurance solutions.

 Workers Comp

Programs that protect your business.

Your Insurance Advisor

in Virginia and North Carolina

Watkins Insurance Agency offers insurance coverage for residents and businesses of Lake Gaston, Kerr Lake, Buggs Island Lake, South Hill, VA, Chase City, VA, Lunenburg County, VA and Raleigh, NC.

At Watkins Insurance Agency, we specialize in business, home, car and agribusiness insurance, as well as workers compensation insurance and employee benefits. We are proud to provide comprehensive, quality insurance options to residents and businesses in Virginia and North Carolina. With three convenient locations, our insurance advisors work hard to make sure you have the insurance coverages that you need.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we’ll offer you the best combination of competitive rates, coverage and personal service.

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There’s more to insurance than the price of the policy

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
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Recent Posts

Personal Insurance
December 18, 2018

New jewelry? Remember to insure those valuable gifts

The holidays provide us with good reasons for presenting special – and often valuable – gifts to our loved ones. In the excitement of surprising someone with a gift that…
Personal Insurance
November 27, 2018

How much would it cost to rebuild your home or building?

Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and…
Personal Insurance
October 9, 2018

Know the Basics About Employment Practices Liability

By Jayson Scott a commercial lines underwriter at The Cincinnati Insurance Company Like any business, your club has exposure to employment practices liability. Even in the most professional work environment,…
Personal Insurance
September 18, 2018

September is Life Insurance Awareness Month

Life insurance is not for the person who dies; it protects the people who live. Now is an ideal time to re-examine the amount of life insurance you and your…


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“You know that we think you all are the greatest insurance people in the world!! Thank you so much for what you do for us. ”

Mary K.