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Tips for your child and your auto, away at school

By August 28, 2018Personal Insurance

A woman arriving at college

Insurance follows the car so make sure the limits of liability afforded by your policy are adequate enough to protect you and your child while they are away at school. As the world opens so do the roads and risks.
Here are some helpful safety tips for your child to follow:

• Do not leave valuables such as laptops in a vehicle
• Know the traffic laws of the town/city/state
• Know where you can and cannot park. All parking fines must be paid before you get your diploma
• Campuses have a very high pedestrian/bicyclist population. Be aware and/or give the right of way when appropriate
• Be very careful who you let drive your car. Consequently, understand that if your child is a passenger or operator of another vehicle, that vehicle’s insurance is primary in the event of an accident. Make sure the
liability and under/uninsured liability limits on your policy are adequate, in case those limits are needed for any excess coverage
• Do not text and drive
• Always have a designated driver